The best way to know what options are available, and how much of a home loan you can afford.

1. Apply online , call Lisa or email Lisa for a personal and free consultation.
2. Gather your financial information; income, credit obligations and money available to purchase.

This will help us determine what financing options are available, and is called “PRE-QUALIFICATION”

Getting “PRE-APPROVED”, is PROVIDING the financing information.  Getting pre-approved gives you the peace of mind that when you are ready to buy, there are no surprises. Knowing that your financing is in order, also gives the seller the comfort of accepting your contract.

Many times, buyers aren’t quite ready to purchase a home or refinance, but just want “to know”.  That’s ok too.  Still going through the process of pre-qualification or pre-approval lets you know where you are for down the road when you are ready.  Sometimes paying off debt or waiting for a promotion is needed to achieve the financing they are looking to obtain.